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< Case Studies Harriet’s and Esme’s Cottages

Background

Harriet’s and Esme’s Cottages are located near Whitby, in North Yorkshire. Harriet’s cottage is a heart-warming, end-terrace property. Esmes Cottage is a characterful stone-built holiday home. The properties were purchased for a combined total of £327,850 and have been beautifully renovated whilst still retaining many original features including beamed ceilings, aged timber floors and panelled walls.

£63,500

Capital allowances uncovered

£25,400

Unlocked in total tax savings

£3,000

Cash Rebate

What co-owner
Rachel Barker said . . .


“I absolutely couldn’t be happier, honestly it’s the easiest quickest process I’ve ever known!! Zeal took care of everything, stress and hassle free with a great outcome!”

Overview of the claim

The owner arranged a 1-2-1 consultation with Zeal after meeting our team at a Sykes Cottages event. During the call, our experts quickly identified that both holiday cottages met the Government criteria for an ‘embedded fixtures’ tax relief claim. The team then prepared an estimate of the unclaimed allowances and the tax savings that could be generated.

After reviewing the documentation, the owner was happy to make a claim and engaged Zeal to work on their behalf. Due to the tight deadline to obtain the tax relief owed before the January 31st tax payment, a virtual survey of the properties was completed to speed up the process.

The result

Zeal then requested the owner’s tax returns, which were obtained from their accountant. Even though one of the properties was up for sale (and sold whilst the claim was processing), Zeal was able to make a full tax relief claim for both cottages! Allowances amounting to £63,500 were identified by our team which will save the owner up to £25,400, depending on rate of tax applicable. Zeal were also able to reduce the taxable profits for the holiday let by 230% in the first amendable tax return (creating losses), and 100% in the second amendable tax return. This resulted in a cash tax refund for the owner of just over £3,000.

Our associations

We bring our specialist knowledge to the sector through our associations and memberships with:

- Sykes Holiday Cottages
- Association of Scottish Self Caterers
- Professional Association of Self Caterers